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 If I report trade lines to one CRA, do my trade lines show on the other CRA's?

No. The credit reporting agencies (CRA) are separate entities and maintain their own databases, therefore your trade lines will only be displayed on the bureaus which you submit data and have a reporting agreement with.

Credit Reporting and Software Tips

• How Does A Company Report Consumer Credit?
• What is the Metro 2 format?
• What should a company look for in a Metro 2 credit reporting software package?
• Do I need to become a credit bureau member in order to report consumer credit?
• National Credit Bureau Contacts, Reporting Minimums & Requirements
• If I report trade lines to one CRA, do my trade lines show on the other CRA's?
• How long does it take the Credit Repositories to update accounts after submission?
• We do not meet the minimum number of accounts to report to the credit bureaus. What are our options?
• What is 3rd party processing/stacking?
• What to look for in a 3rd party processor?